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A creditor-services company, built for what's next.

More than 40 years of combined creditor-services and financial expertise across every major kreditor service, on a technology-forward platform, built for creditors across the United States.

40+
YEARS OF COMBINED EXPERTISE
5
SERVICES
2
OFFICES · DC & FL
· WHO WE ARE
01

Four decades of expertise. One modern company.

ksi.usa is a full-service creditor-services company. Our clients draw on more than 40 years of combined creditor-services and financial expertise, helping leading businesses, entrepreneurs and institutions protect their interests and recover what they are owed, delivered on a platform built for security, speed and transparency.

The company's core principles (security, compliance, responsiveness, professionalism, collaboration and efficiency) are integrated into every aspect of its delivery.

· LEADERSHIP
02
Y. Jay Baykara
Y. Jay BaykaraCHIEF EXECUTIVE OFFICER
A visionary leader redefining who a CEO should be in the creditor space, with a steadfast commitment to elevating the client experience.
VIEW EXECUTIVE PROFILE →
· WHAT WE DO
03

Full-service creditor services: every major service a creditor needs, on one platform.

EXPLORE .SERVICES →
.KOLLECT .ENFORCE .LOCATE .SEKURE .KREDITOR SERVICES
· ON THE RECORD
04

Legitimacy you can verify.

REGULATORY FRAMEWORK
State by State
Kreditor Services USA Inc. collects only in states where it is licensed and bonded, or exempt.
LIVE TRUST CENTER
.trust
Controls and compliance status, published in real time. Open .trust ↗
CERTIFIED PLATFORM
AICPA SOC 2 certified PCI DSS validated, Level 1
SOC 2 · PCI
SOC 2 Type II and PCI DSS: documents, data and payments move on independently audited infrastructure. See .kloud →
· WHAT WE BELIEVE
05
01
Client Experience
Every solution is built around the client: clarity, confidence, transparency and results, at every step.
02
Innovation
Anticipating trends and adapting with agility: forward-thinking solutions as dynamic as the challenges you face.
03
Transparency
Real-time insights and proactive updates. You're never left guessing, no matter what comes your way.
ksi.P³
HOW WE RUN
P¹People: development and well-being of the team
P²Process: streamlined, automated, secure and compliant
P³Performance: clear goals, KPIs and data-driven delivery
IN EVERY ENGAGEMENT
Responsible business
ETHICAL COLLECTIONS PRACTICES FINANCIAL LITERACY FAIR TREATMENT OF VULNERABLE PEOPLE ALTERNATIVES TO LITIGATION
Talk to us.
Customer service routes every enquiry to the right department.
CONTACT US